Treasury bill rates in Ghana this week
Weighted average rates from the latest Government of Ghana Treasury bill auction, for bills issued on .
- 91-day bill 4.60% interest rate a year · discount 4.55%
- 182-day bill 6.28% interest rate a year · discount 6.09%
- 364-day bill 9.75% interest rate a year · discount 8.89%
What will my money earn?
After 91 days you get back about
GH₵1,011.51
Interest GH₵11.51 at 4.60% a year, before any fees or tax.
364-day bill rate, last six months
91-day bill rate, last six months
Recent auctions
| Issue date | 91-day | 182-day | 364-day |
|---|---|---|---|
| 12 Oct 2026 | 4.60% | 6.28% | 9.75% |
| 5 Oct 2026 | 4.64% | 6.32% | 9.80% |
| 28 Sep 2026 | 4.68% | 6.37% | 9.83% |
| 21 Sep 2026 | 4.69% | 6.49% | 9.98% |
| 14 Sep 2026 | 4.70% | 6.51% | 10.10% |
| 7 Sep 2026 | 4.81% | 6.68% | 10.12% |
| 31 Aug 2026 | 4.95% | 6.86% | 10.78% |
| 24 Aug 2026 | 5.08% | 7.08% | 11.59% |
| 17 Aug 2026 | 5.47% | 7.27% | 12.50% |
| 10 Aug 2026 | 5.63% | 7.53% | 12.99% |
| 3 Aug 2026 | 5.76% | 7.64% | 12.98% |
| 27 Jul 2026 | 5.79% | 7.69% | 12.97% |
| 20 Jul 2026 | 5.78% | 7.68% | 13.00% |
| 13 Jul 2026 | 5.86% | 7.79% | 12.99% |
| 6 Jul 2026 | 5.87% | 7.79% | 12.93% |
| 29 Jun 2026 | 5.73% | 7.69% | 12.82% |
Interest rates, weighted averages. Bills are auctioned on Fridays and issued the following Monday. Source: Bank of Ghana. bog.gov.gh
How to buy Treasury bills safely
- Buy through your bank, a licensed broker-dealer, or the GSE/CSD investor app.
- Before you hand over money, check the firm is licensed by the Bank of Ghana or the SEC. Check a licence
- "T-bill" schemes on WhatsApp or Telegram promising much more than these rates are scams.