Fake TraffiTech-GH Fine Texts Are Reaching People Who Do Not Own a Car

Short answer: if a text says "Your vehicle has a recorded traffic violation" and gives you a short link, it is fake. On 4 November 2026 a Ghanaian on Reddit shared one that was sent to a person who does not even own a car. The Ghana Police said the same day that real TraffiTech-GH notices come only from the sender ID GPS-MTTD, never from an ordinary phone number, and are paid only on traffitech-ghpay.nib.com.gh or by dialling *710*0#. Do not tap the link. Delete the text, and if you are worried you really have a fine, type the official address yourself.

What did the fake text say?

On the afternoon of 4 November 2026, a member of the r/ghana community on Reddit posted a screenshot with the warning "These are scammers". The message came from an ordinary Ghanaian mobile number starting with 050, not from GPS-MTTD. It read like this:

Official Traffic Message: Your vehicle has a recorded traffic violation. Check the relevant information through the official portal.

It ended with a short link on the d1.mk link shortener, which hides where it really goes. The reply in the screenshot says it all: "Me nni vehicle oo", meaning "I don't even have a vehicle".

This is the same wording drivers have been sharing since 2 November, the day after the cameras went live. Only the sending number changes. We explained the first wave in how to spot a fake TraffiTech-GH fine text.

Why would someone with no car get a fine?

A real TraffiTech-GH notice goes to the phone number on the DVLA record of the vehicle that was caught. If you own no vehicle, there is no record to send it to. A fine text to a person with no car can only mean one thing: the sender is texting numbers at random and hoping some of them drive.

That is exactly how this kind of scam works. Most people who get it will laugh, like the commenters on Reddit did. But a few will have driven fast that week, or will own a car registered in someone else's name, and they will panic and tap. One commenter admitted that after speeding to work that morning, they would have clicked. That is the person the scammers are waiting for.

Five signs it is fake

1. The sender is a phone number. The Police say genuine notices come from GPS-MTTD and "will not be sent from an ordinary mobile phone number".
2. There is no ticket number. A real notice, called an Electronic Notice of Violation, has a ticket number, your vehicle number, the offence, the place, the date and time, the amount and the deadline. The fake has none of these.
3. It says "your vehicle" but never names it. A real notice shows your number plate.
4. The link is a short link. Short links hide the real address. The only website the Police name for TraffiTech-GH is traffitech-ghpay.nib.com.gh.
5. You have no vehicle, or you were nowhere near a camera. If it cannot be yours, it is not yours.

What the Police said on 4 November 2026

In a press release dated 4 November 2026, the Ghana Police Service Public Affairs Directorate set out the approved way to check and pay a TraffiTech-GH fine:

• First check that the sender ID is GPS-MTTD.
• Open your Electronic Notice of Violation or ticket to see the photo of the vehicle, the number plate, the place, the date and the time, and the video where there is one.
• Pay on the NIB payment portal, traffitech-ghpay.nib.com.gh: select Make Payment, enter your ticket number and follow the prompts.
• Or dial *710*0# and follow the prompts using your ticket number.
• Never pay a traffic fine into a personal mobile money number or an unofficial account.
• For help, call the Police on 059 692 2402.

Our step by step guide, how to pay a TraffiTech-GH fine, now follows this release.

What to do if you get this text

1. Do not tap the link. It may ask for your card details, your MoMo PIN or a payment to a personal number.
2. If you own a vehicle and you are unsure, type traffitech-ghpay.nib.com.gh into your browser yourself and enter a ticket number from a real GPS-MTTD message. No ticket number means no fine to check.
3. Check the sending number on TrustCheck to see whether other people have reported it.
4. Report it to the Police on 191 or 18555 (toll free), or to the Cyber Security Authority on 292. You can also report the number on TrustCheck so the next person is warned.
5. Warn your family, especially older relatives and anyone who has just started driving. Scammers count on fear of a fine.

If you already tapped the link

• If you entered card details, call your bank at once and ask them to block the card.
• If you sent MoMo, call your network's customer care straight away and ask for the transaction to be held and reversed. Speed matters.
• If you typed a PIN or password anywhere, change it now.
• Keep the text and a screenshot. You will need them for a police or bank report.

Real fines still count

None of this means you can ignore a real notice. A genuine TraffiTech-GH fine must be paid or contested within 14 days, after which the Police add 1% of the original fine for each day of delay. If you have a real ticket from GPS-MTTD, the TraffiTech late fine calculator shows what you owe today.

Where these facts come from (checked 4 November 2026): the Ghana Police Service press release "Re: Motor Traffic and Transport Department (MTTD) of Ghana Police Service outdoors automation of traffic law enforcement in Ghana dubbed Traffitech-GH", 4 November 2026, as reported by Graphic Online; the screenshot and comments in the r/ghana thread of 4 November 2026. We do not publish the sending number because scammers change numbers often; check any number on TrustCheck instead.